At Apartment Loan Store, we are experts in packaging your loan to put your transaction in its best light. If your deal has any holes in it, we will make sure they get filled in before we submit your loan. With over 20 years experience as commercial loan brokers and mortgage bankers, we have developed deep affiliations with over 80 commercial lenders and banks. Our funds come from FHA, Fannie Mae, Freddie Mac, Hedge Funds, Insurance Companies, Pension Funds, Wall Street Funds, Private Funds, and National, Regional, and Community Banks. Let us do the shopping for you.
So why not just go to a lender directly? Why work with us? We are a middle man. Is it better for you to use a commercial loan broker or a direct lender? It is only fair to mention that I work in the field of commercial mortgage brokering, so I might be a bit bias. If you are very strong financially, have the experience and have a great relationship with a lender already, plus have confidence they will get the job done for you then working with a direct lender sounds good. But, are there any loan programs out there that are better? Why not give us a call and find out.
You might have noticed that we have an A+ Better Business Bureau rating. I am very proud of this. The reason being at Apartment Loan Store, we have a 97% success rate in closing our loans. When you take people’s money and do not close their loan, it makes them mad as hell! (As you can probably imagine.)
What I love about my job foremost is working with entrepreneurs like you – usually smart, hard-working creative people who are risk takers, and have a sense of humor. It is fun for me to crunch the numbers, identify the strengths and weakness, mitigate the weaknesses, and highlight the strengths. Then comes the really intriguing part – packaging the whole lot of it (I wanted to say mess!) into a masterpiece. And it doesn’t always stop there. Sometimes, I get to solve what seem to be unsolvable problems (I love a good challenge) tell an underwriter to “go to hell” (No I never do that) But I do sometimes tell them – “I will be talking to the credit manager (their boss) about this”. Finally—yes, finally—negotiating my way to a happy ending. As a good friend of mine says, “if it were easy, everyone would do it”.
Terry Painter/President Apartment Loan Store