Get Matched To Your Best Loan         

No Obligation, No Credit Check

Connect With Your Loan Advisor

Relax While We Shop Your Options

Compare The Best Offers

Choose the Best Match

Loans $750,000 to $500,000,000
Apartment Multifamily loan rates
Apartment loans - Better Business Bureau Rating A+
Apartment loans low rates
Multifamily loan rates and Commercial loans

Debt Service Coverage Ratio Calculator

Enter the total Net Operating Income per year
Enter the Debt service per year
Debt coverage ratio

How is DSCR  (Debt Service Coverage Ratio) Calculated?

The DSCR is basic algebra containing two knowns: Annual Net Operating Income and Annual Loan Payments, and one unknown – the DSCR.

NOI - Annual Net Operating Income (Gross Income less all expenses)

Annual Debt Service -  Annual Loan Payments (principal and Interest) 

Annual Net Operating Income / Annual Loan Payments = DSCR

Example:  Annual Net Operating Income: $136,000 /annual debt Service $96,000 = DSCR  1.42

Read More

Apartment Loan Rates - Lowest rates
apartment/multifamily loans
Commercial loan experts

Apartment Loan Rates

Apartment loan rates starting at 2.89%

Terry Painter, Founder and President



Dr. Cornell, Tulsa, OK

"You and your staff have moved heaven and earth to make the loan happen, and we have been very grateful for your expertise, professional demeanor, humor and support"

~ on his third loan with us

Read more