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This weeks most popular article - Why You Should Join the Non-Recourse Loan Club?

Congratulations! If you are reading this and wanting to learn more about non-recourse financing – you have the opportunity to join one of the most exclusive groups in America – The Non-Recourse Loan Club.

There isn’t really a club. It is just that Non-Recourse Lending is one of the best-kept secrets that an elite group of mostly wealthy developers and investors of commercial real estate reap the benefits READ MORE

Apartment Loan Store offers the following commercial loan programs and services

Since 2002, Apartment Loan Store has offered 4 Affordable Housing Loan programs nationally. These programs have been created to preserve existing affordable housing apartment complexes and to encourage the development of new ones.

Which apartment/multifamily loan is right for you? We've got 30-year fixed rates starting at 3.95%. Since 1997, we have shopped our network of affiliated lenders to land our clients the best deals on apartment building loans of 5 units or more.

At Apartment Loan Store we have specialized in fast funding apartment bridge loans since 1997. Apartment bridge loans are used to finance apartment buildings that need remodeling or rehabilitation or are not stabilized (meaning they have lower than market occupancy and/or income). Our Multifamily Bridge loans typically have

By specializing in apartment financing with the lowest fixed rates in America since 1997 you can count on Apartment Loan Store to close your loan as proposed.  Ask us about our 30 year fixed apartment mortgage at 4.05%.  We are proud of our A+ rating with the Better Business Bureau a

Apartment Loan Store has specialized in bad/poor credit apartment/multifamily loans since 1997 for investors with less than good credit. With three programs to choose from (see below) our poor credit apartment loan specialists will find the poor credit apartment financing that is right for you.

CMBS Loan stands for Commercial Mortgage Backed Security Loan.  Also know as a conduit loan, these Commercial Real Estate loans are pooled with other loans with the same maturity and sold as mortgage backed security bonds...

Commercial Construction Loan Rates vary from around 4.00% to 12.00%, based on the lender's cost of funds. Also, the  experience, credit and financial strength of the developer and key principals on the project are all factors.

Apartment loan rates, just like all commercial loans, usually change daily based on a daily index plus a spread. Most of our apartment loan rates are determined by taking the current 3- to 30-year treasury yield plus a spread of 1.50% to 4.00%.

With 7 Construction Apartment Loan programs to choose from, and over 100 direct lending sources, Apartment Loan Store will match you with the Multifamily construction loan program that is right for you.  Call one of our friendly Multifamily Construction Loan Specialists to determine which of the programs below is right for your development.

What Are Fannie Mae Apartment/Multifamily Loan Guidelines?

Fannie Mae, short for Federal National Mortgage Association
gives apartment/multifamily building investors some of the best rates and terms
available in American.  Rates can be fixed from 5 to 30 years.

Freddie Mac apartment/multifamily financing is one of Apartment Loan Store's lowest rate apartment loan programs. These loans are sold to Freddie Mac for securitization in mortgage pools on Wall Street. Freddie Mac’s multifamily loan program includes market rate, senior housing, student housing and affordable housing.

The FHA/HUD 221 (d)(4) provides assumable non-recourse construction and perm financing for new apartments or substantial rehabilitation of existing apartments.  Featuring 85% loan to cost (no loan to appraised value) a 40 year very low fixed rate, a 40 year term and 40 year amortization – you can see why this is the best construction roll over to perm loan in America. If you are bringing in...

With the lowest 30 to 40 year fixed rates in America, our HUD Apartment loans are by far the most attractive multifamily financing available in the US.

Apartment Loan Store has been a specialist in funding HUD Multifamily Apartment Loans since 1999 lending in all 50 states.   

Apartment Loan Store has one of the best interest only multifamily perm loan programs available in America. Interest only payments are available from 1 – 10 years depending on Loan to value, DSCR and where the property is.

What is Mezzanine Financing?   

With 7 Mixed Use Commercial Loan Programs to choose from, Apartment Loan Store will find the right Mixed Use Property financing for you. We will find the right Mixed Use building loan for you with the lowest rates.

With the lowest long term fixed rate mobile home park financing since 1997, Apartment Loan Store has 6 mobile home park loan programs for manufactured housing communities. Find the mobile home park loan that is right for you. Our experienced mobile home park financing specialists will analyze the quality, location, services, and number of park owner owned homes to determine which loan program...

At Apartment Loan Store, we have been lending on Mobile Home Parks since 1997 and have 6 Manufactured Housing Community Loan Programs for you to choose from. Loans start at $1,000,000. Please call one of our friendly loan specialists to get pre-qualitied today. For today’s 10 year treasury yield go to: https://www.cnbc.com/quotes/?symbol=US10Y

Cap Rates for Multifamily Apartment properties are relatively flat for 2019 in this market.

Financing more than Four 1 – 4 unit rental properties can be easy with Apartment Loan Store’s Multiple Rental Property Loan Program.  This is also known as a blanket mortgage, which covers two or more properties with one loan.

How Are Non-Recourse Loan Interest Rates Determined?

Non-recourse mortgages are offered by Government-Backed Agencies, Wall Street Securitized Money, Insurance Money, Real Estate Investment Trusts (REIT’s) and private lenders. Why are these sources not easier to find? It’s just that most commercial real estate borrowers are still getting their loans from commercial banks which seldom offer non-recourse. Banks are regulated by the FDIC, which can...

Since 1997, Apartment Loan Store has specialized in Senior Housing Financing for 55 and older communities and facilities offering: Independent Living, Assisted Living, Memory Care and Nursing Home Care Nationwide.

Apartment Loan Store has 4 Stated Income Commercial Loan Programs that do not require personal or business tax returns. There is absolutely no statement or verification of personal or business income, no debt to income ratio (DTI) and no W-2 forms or wage statements required. Some of these Commercial Stated Income Mortgages have amazingly low rates.

At Apartment Loan Store, we have a deep background in Student Housing Lending, and are proud that this is a niche we excel in.

USDA Loans for Apartment/Multifamily complexes of 5 units or more are administered by the United States Department of Agriculture – Rural Development Program.  USDA Loans for apartments are mandated to increase the amount of quality affordable housing in low population markets. USDA Financing is for new construction, rehabilitation and the purchase of affordable rent multifamily properties....