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Loans $750,000 to $500,000,000
Better Business Bureau Rating A+

Apartment Loan Store offers the following commercial loan programs and services

By specializing in apartment financing with the lowest fixed rates in America since 1997 you can count on Apartment Loan Store to close your loan as proposed.  Ask us about our 30 year fixed apartment mortgage at 4.05%.  We are proud of our A+ rating with the Better Business Bureau a

What Are Fannie Mae Apartment/Multifamily Loan Guidelines?

Fannie Mae, short for Federal National Mortgage Association
gives apartment/multifamily building investors some of the best rates and terms
available in American.  Rates can be fixed from 5 to 30 years.

With the lowest 30 to 40 year fixed rates in America, our HUD Apartment loans are by far the most attractive multifamily financing available in the US.

Apartment Loan Store has been a specialist in funding HUD Multifamily Apartment Loans since 1999 lending in all 50 states.   

Apartment Loan Store has one of the best interest only multifamily perm loan programs available in America. Interest only payments are available from 1 – 10 years depending on Loan to value, DSCR and where the property is.

The 7 best apartment building rehab loans in America, are ranked based on maximum loan to cost, interest rate, loan term, what it takes to qualify and customer satisfaction. Choose the multifamily rehab loan that is the best fit for you.

Apartment Loan Store has specialized in bad/poor credit apartment/multifamily loans since 1997 for investors with less than good credit. With three programs to choose from (see below) our poor credit apartment loan specialists will find the poor credit apartment financing that is right for you.

Since 2002, Apartment Loan Store has offered 4 Affordable Housing Loan programs nationally. These programs have been created to preserve existing affordable housing apartment complexes and to encourage the development of new ones.

Since 1997, Apartment Loan Store has specialized in Senior Housing Financing for 55 and older communities and facilities offering: Independent Living, Assisted Living, Memory Care and Nursing Home Care Nationwide.

CMBS Loan stands for Commercial Mortgage Backed Security Loan.  Also know as a conduit loan, these Commercial Real Estate loans are pooled with other loans with the same maturity and sold as mortgage backed security bonds to investors. CMBS loans have low rates and can be fixed for 5 or 10 years.


At Apartment Loan Store we have specialized in fast funding apartment bridge loans since 1997. Apartment bridge loans are used to finance apartment buildings that need remodeling or rehabilitation or are not stabilized (meaning they have lower than market occupancy and/or income). Our Multifamily Bridge loans typically have a term of one year to two years with rates starting in the five to six...

Mezzanine financing enables a property or business owner to put less money down. It is different from a real estate loan in that it is not secured by a lien on the property but by an ownership interest in the real estate or business. Mezzanine debt fills the gap between debt and equity on highly leveraged real estate or business transactions.

With 7 Construction Apartment Loan programs to choose from, and over 100 direct lending sources, Apartment Loan Store will match you with the Multifamily construction loan program that is right for you.  Call one of our friendly Multifamily Construction Loan Specialists to determine which of the programs below is right for your development.

The FHA/HUD 221 (d)(4) provides assumable non-recourse construction and perm financing for new apartments or substantial rehabilitation of existing apartments.  Featuring 85% loan to cost (no loan to appraised value) a 40 year very low fixed rate, a 40 year term and 40 year amortization – you can see why this is the best construction roll over to perm loan in America. If you are bringing in...

With the lowest long term fixed rate mobile home park financing since 1997, Apartment Loan Store has 6 mobile home park loan programs for manufactured housing communities. Find the mobile home park loan that is right for you. Our experienced mobile home park financing specialists will analyze the quality, location, services, and number of park owner owned homes to determine which loan program...

With 7 Mixed Use Commercial Loan Programs to choose from, Apartment Loan Store will find the right Mixed Use Property financing for you. We will find the right Mixed Use building loan for you with the lowest rates.

At Apartment Loan Store, we have a deep background in Student Housing Lending, and are proud that this is a niche we excel in. Since 1997 we have specialized in funding all types and sizes of student housing properties located near universities and colleges. With four Student Housing Programs to choose from, we will find the right program for you. Student Housing differs from all other...

Financing more than Four 1 – 4 unit rental properties can be easy with Apartment Loan Store’s Multiple Rental Property Loan Program.  This is also known as a blanket mortgage, which covers two or more properties with one loan.

Commercial loans take three prequalifications. They evaluate the quality of the borrower, the quality of the property's income and the quality of the property itself. If just one of these do not qualify, it will sink your loan.

Commercial Construction Loan Rates vary from around 4.00% to 12.00%, based on the lender's cost of funds. Also, the  experience, credit and financial strength of the developer and key principals on the project are all factors.

Which apartment/multifamily loan is right for you? We've got 30-year fixed rates starting at 3.95%. Since 1997, we have shopped our network of affiliated lenders to land our clients the best deals on apartment building loans of 5 units or more.

Cap Rates for Multifamily Apartment properties are relatively flat for 2019 in this market. Averaging 4.60 for newer Luxury Metro properties, 4.87 for A Class, 5.24 for B Class, 6.02 for C Class and 6.40 for Value Added Acquisitions.  With the economy adding more jobs and moderate wage increases rents are stable and vacancies are less than 5.00%. The continual increase in single-family home...

Non-recourse mortgages are offered by Government-Backed Agencies, Wall Street Securitized Money, Insurance Money, Real Estate Investment Trusts (REIT’s) and private lenders. Why are these sources not easier to find? It’s just that most commercial real estate borrowers are still getting their loans from commercial banks which seldom offer non-recourse. Banks are regulated by the FDIC, which can...

Apartment Loan Store has 4 Stated Income Commercial Loan Programs that do not require personal or business tax returns. There is absolutely no statement or verification of personal or business income, no debt to income ratio (DTI) and no W-2 forms or wage statements required. Some of these Commercial Stated Income Mortgages have amazingly low rates.

By the time you apply for a non-recourse loan, the lender already knows what return they want or need to have on their money. The total return is based on a combination of interest rate and points. For example: If the interest rate is 6.00% and the points charged are 2.00%, annually the lender will be earning a yield of 8.00%. Private money lenders usually lend from a fund, or a group of...

See today's Non-Recourse loan rates.

Apartment loan rates, just like all commercial loans, usually change daily based on a daily index plus a spread. Most of our apartment loan rates are determined by taking the current 3- to 30-year treasury yield plus a spread of 1.50% to 4.00%.

At Apartment Loan Store, we have been lending on Mobile Home Parks since 1997 and have 6 Manufactured Housing Community Loan Programs for you to choose from. Loans start at $1,000,000. Please call one of our friendly loan specialists to get pre-qualitied today. For today’s 10 year treasury yield go to:

USDA Loans for Apartment/Multifamily complexes of 5 units or more are administered by the United States Department of Agriculture – Rural Development Program.  USDA Loans for apartments are mandated to increase the amount of quality affordable housing in low population markets. USDA Financing is for new construction, rehabilitation and the purchase of affordable rent multifamily properties....