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Testimonials and Reviews

Five Stars
Terry Painter and the Business Loan Store saved my financial life in this last recession. He found me a great loan and a great deal.

~Victoria Law, Owner, ‘A’ Street Arts Building, LLC


Four and one half stars
Dear ALS team,

I wanted to thank you for all your efforts and long late hours spent in helping us achieve successful funding for the purchase of the Castle Terrace Apartment complex. Seeking commercial financing during the financial crisis is no easy feat. We found the local lenders were unable to offer reasonable financing given their weakened position. With your diligence and knowledge of national multifamily lending sources, we were able to secure competitive long-term financing,

While the entire loan process was challenging to say the least, I feel your dedication and active process management made the difference in pushing the lender along to fast-track the underwriting process. I appreciate your responsive attention in keeping up with the dozens of details required to process the lender's request. I recommend that anyone seeking commercial financing should enlist your experience and guidance.

I will be sure to contact you for my next purchase or refinance.

Thank you!

Eric Allen
Managing Member, Castle Terrace LLC
Eugene, Oregon 


Five Stars
It looks like everything has gone through. You guys did an excellent job in making sure everything went smoothly. I have done a lot of financing throughout the years, and I can say this was the most efficient by far. I have some other projects on the table, and will be contacting you later this summer. I hope we can continue to do business. Thanks again for the great effort and your truly professional service!

~Tom Smith, Smith Mobile Homes


Five Stars
I first used Terry on an 140-unit apartment complex in Dallas, Texas, after the initial commercial lender performed a disappearing act on me a few weeks before closing. I had gotten so tired of getting empty promises from other commercial lenders. Some promised low interest rates, low costs or quick closings, but nearly all failed to live up to expectations. I just wanted consistency, reliability and honesty. And that’s what Terry has delivered to me since 2004 and to the clients I have referred him since. Over the years, Terry has been my personal lending broker of choice for deals spanning from California, the Southwest, to the Midwest.

Terry has what I feel are three standout qualities that are rare in the commercial lending industry. First, his communication and availability are second to none. He keeps me up to date on the status of the loans at all times without me having to call him. And when I need a quick teleconference with the partners, buyers, sellers, etc., he’s there for me even on the weekends.

Second, Terry may not admit this, but he is a great teacher. What I mean by this is that no matter if you are a novice investor applying for your first commercial loan or a seasoned investor acquiring a value-add property, he breaks everything down in simple details for you. In all these years of apartment deals with Terry, I’ve never had to guess, nor was there any gray area in any part of the loan transactions from start to close. That says a lot considering the dynamics of commercial loans.

Last but not least, I have yet to find another commercial lender that will help you analyze your deals with his own inside resources, counsel you on setting up partnerships efficiently, recommend property managers, and most of all care if you are making a good investment or not.

Thanks Terry for being my lender, an adviser and a friend for all these years.

~Peter Harris, CEO, Co-Author of Commercial Real Estate for Dummies




Getting the right loan and the lowest rate requires wisdom and finesse. If you’re ready to partner with a team of professionals who’ve built a foundation on straight talk and true strategy, we are the loan store for you.


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HUD Loans are one of the best options with the current level of interest rates. For a complete guide to HUD Multifamily Loans please go here:

HUD Multifamily Loans - The Complete Guide