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Commercial Loan Blog

September 6, 2022

Multifamily cap rates at an all time high

By Terry Painter/President, Apartment Loan Store – Author of “The Encyclopedia of Commercial Real Estate Advice”. 

 

I have worked as a commercial mortgage banker for the past 25 years and have encountered many surprises. But nothing that... Read More

By Terry Painter, Mortgage Banker, Author of “The Encyclopedia of Commercial Real Estate Advice" – Wiley Publishers. Member of the Forbes Business Council

 

When I started lending on Fannie Mae and Freddie Mac Multifamily loans back in 2004, I was surprised that these two loan programs had more terms and... Read More

By Terry Painter, Mortgage Banker, Author of “The Encyclopedia of Commercial Real Estate Advice" – Wiley Publishers.  Member of the Forbes Business Council

 

Why You Should Make the Leap Up to Commercial Real Estate Investing

If you are just getting started investing in income producing real... Read More

By Terry Painter/Mortgage Banker, author of “The Encyclopedia of Commercial Real Estate Advice” – Wiley Publishers, Member of Forbes Real Estate Council

 

Cash on Cash Return is the most popular metric used by income property investors. It’s the net cash flow from a property annually divided by the total cash you put... Read More

By Terry Painter/Mortgage Banker, Author of “The Encyclopedia of Commercial Real Estate Advice”, Wiley Publishers. Member of The Forbes Business Council

 

I am a commercial mortgage banker. Every so often someone applies for an apartment building loan with me who is almost flat broke and has no multifamily... Read More

Raising Money for Multifamily Properties for Beginners

By Terry Painter/Mortgage Banker, Author of “The Encyclopedia of Commercial Real Estate Advice”, Wiley Publishers. Member of The Forbes Business Council

I am a commercial mortgage banker. Every so often someone applies for an apartment building loan with me that is almost flat broke and has no multifamily ownership experience.   So I tell them, “Oh, so you want me to lend you over a million dollars and you don’t have any experience -  and you want me to take 100% of the risk?”

“Don’t worry about that, they say.  I... Read More

By Terry Painter/Mortgage Banker, Author of “The Encyclopedia of Commercial Real Estate Advice” – Published by Wiley, Member of The Forbes Real Estate Council

 

Try one or all 4 of these ways to value an apartment building in 15 minutes:

  • Average Price per Door
  • Use a Gross Rent Multiplier
  • Cap Rate Quick Valuation Method
  • Average the Value of all 3 above
  •  

    Why You need to Know an Apartment Building’s Value Quickly

    So you wake up early one morning thinking about finding the perfect apartment building to invest in. And then... Read More

    Cash-Out Refinance for Commercial Loans

    By Terry Painter/Mortgage Banker

    Author of “The Encyclopedia of Commercial Real Estate Advice”, Published by Wiley

     

    This article tells you what it takes to get a commercial loan refinance with cash-out, and the guidelines for 8 loan programs.

     

    ... Read More

    June 7, 2019

    Micro apartments, small apartment financing

    By Terry Painter, Mortgage Banker

    Member of the Forbes Real Estate Council

    Author: The Encyclopedia of Commercial Real Estate Advice – a WILEY book – OUT NOW!

     

    Micro Apartments are very small, high rent per square foot units most... Read More

    By Terry Painter, Mortgage Banker

    Member of the Forbes Real Estate Council

    Author: The Encyclopedia of Commercial Real Estate Advice – a WILEY book – OUT NOW!

     

    The 7 best apartment building rehab loans in America, are ranked based on maximum loan to cost, interest rate, loan term, what it... Read More

    By Terry Painter, Mortgage Banker

    Member of the Forbes Real Estate Council

    Author: The Encyclopedia of Commercial Real Estate Advice – a WILEY book – OUT NOW!

     

    What are the best commercial real estate loans for 2022?  Find the commercial loan that is the best fit for your commercial real... Read More

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