Wealth Strategies for Apartment Investing

DSCR: Debt Service Coverage Ratio

June 01, 2023

DSCR - most important factor for a prospective commercial lender to determine

2023 Commercial Interest Rate Outlook

By Terry Painter/Mortgage Banker, Author of “The Encyclopedia of Commercial Real Estate Advice”.

January 1, 2023

Low Cap Rates and High Interest Rates Explained

March 23, 2023

By Terry Painter/Mortgage Banker, Author of: “The Encyclopedia of Commercial Real Estate Advice” Wiley Publishers

Why Apartment Building Prices are Going Down

March 8, 2023

Why apartment building prices are going down

By Terry Painter/Mortgage Banker, Author of “The Encyclopedia of Commercial Real Estate Advice” Wiley Publishers

Have Cap Rates on Multifamily Properties gone Completely Nuts?

September 6, 2022

Multifamily cap rates at an all time high

By Terry Painter/President, Apartment Loan Store – Author of “The Encyclopedia of Commercial Real Estate Advice”.

Fannie Mae vs Freddie Mac Multifamily Loans

Commercial Real Estate Investing for Beginners

Cash on Cash Return – 6 Methods to Improve It

Raising Money for Multifamily Properties - for Beginners

Commercial Loan Refinance with Cash-Out

Cash-Out Refinance for Commercial Loans

By Terry Painter/Mortgage Banker

Pages

The 5 Sources of Rental Property Income

Apartment and Multifamily Loan options.

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How to Value an Apartment Building

Try one or all 4 of these ways to value an apartment building in 15 minutes:

Average Price per Door
Use a Gross Rent Multiplier
Cap Rate Quick Valuation Method
Average the Value of all 3 above

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Written by the founder of Apartment Loan Store

Apartment Loan Rates

Rates as of: 06/01/2023 For loans $1,000,000 and above

Fixed/Amortization	Rate*
5/30 Yrs	4.68 – 6.08%
10/30 Yrs	5.03– 5.73%
7/30 Yrs	5.04 – 5.85%
15/30 Yrs	5.39 – 5.89%
10/30 Int. Only	5.43 – 5.73%
35/35 Yrs	5.62 – 6.02%
30/30 Yrs	5.77 – 6.27%
Brdge/Rhab	9.99 – 11.25%

Terry Painter, Founder and President

Apartment loan expert - Terry Painter

503-376-7303

How to Finance an Apartment Building

In Short, it takes these 5 components to finance an Apartment Building:

1. A Great Property – that has 2 or more of these upsides: a good location, under market rents, already cash flows the loan, or rents can be increased with inexpensive value adds.

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Recent popular articles

The Danger of Recourse Bridge Loans and the Death in Unit 146B

If you are reading this, you are likely already thinking about a non-recourse bridge loan and now wondering what this has to do with a death in unit 146B. This article is about why you really should obtain a non-recourse bridge loan as opposed to a recourse one.

Read More

Dr. Cornell, Tulsa, OK

"You and your staff have moved heaven and earth to make the loan happen, and we have been very grateful for your expertise, professional demeanor, humor and support"

~ on his third loan with us

Wealth Strategies for Apartment Investing

DSCR: Debt Service Coverage Ratio

2023 Commercial Interest Rate Outlook

Low Cap Rates and High Interest Rates Explained

Why Apartment Building Prices are Going Down

Have Cap Rates on Multifamily Properties gone Completely Nuts?

Fannie Mae vs Freddie Mac Multifamily Loans

Commercial Real Estate Investing for Beginners

Cash on Cash Return – 6 Methods to Improve It

Raising Money for Multifamily Properties - for Beginners

Commercial Loan Refinance with Cash-Out

Pages

Apartment Loan Rates

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Wealth Strategies for Apartment Investing

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