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Apartment Loans

Recession-Proof Strategy for Your Apartment Loans, Part 1

Published April 5, 2012 

Why is it important to form a recession-proof strategy for acquiring your apartment loans? Because since the recession hit, many more loans are turned down. It’s tougher for a borrower to qualify in this economy. At Apartment Loan Store and Business Loan Store, we’ve seen quite a few people who once would have qualified for an apartment loan but do not qualify today.

Recession-Proof Strategy for Apartment Loans, Part 2

Published April 12, 2012 

Last week we covered why it is important to get a recession-proof strategy for acquiring apartment loans. In our challenging economic environment, quite a few loans are turned down because investors don’t qualify. But if you know what it takes to qualify, and have a good strategy that you follow to make sure you qualify, you can win at the game of getting an apartment loan.

Lowest Apartment Loan Rates

Published December 17, 2012 

The lowest apartment loan rates (commercial apartment complexes of five units or more) are without doubt HUD/FHA loan programs for refinancing and purchasing apartment buildings. This program is known as the HUD 223f. The rate as of the date of this blog article is 2.75% for a 30–35 year fixed with a 30–35 year amortization. HUD will also mandate a monthly mortgage insurance premium, so that will add .60% on to the rate. Therefore the all-in rate today is 3.35%.

Apartment Financing Today

Published December 21, 2012 

Apartment financing is definitely challenging for the average investor in today’s economy. Prior to the recession of 2008, apartment financing approvals were made first to the solidness of the apartment complex’s income, second to the quality of the property, and third to the borrower.

The Easiest Type of Commercial Loan

Published December 22, 2012 

Apartment loans are so much easier to qualify for, to purchase, to refinance, and to sell than most any other type of commercial loan.

See if you can get pre-approved for an apartment loan today. Call now: 866-811-9515

Getting back to the topic of this blog – just like it’s easier to repair a lawn mower than an automobile, it’s because there are so many less moving parts.

Getting a Longer Fixed-Rate Period

Published January 5, 2013 

Call 866-811-9515 today to see if you pre-qualify for commercial loans – especially an apartment loan.

Did you know that back in the Depression, Roosevelt made it possible for increased numbers of people to own homes? At the time, as you can imagine, there were a tremendous number of foreclosures, and not many people could afford to own their own homes.

Mortgage Advantages to Apartment vs. Single Unit Loans

Published January 12, 2013 

Before reading this article, would you like to see if you qualify for a commercial loan? If you are curious about commercial loans, call 1-866-811-9515 now.

This blog is about the mortgage loan advantages of apartment loans over single-unit building loans. From the investor’s perspective, there is a lot written about why it is advantageous to buy apartment buildings instead of buying just one unit at a time. But did you know there are powerful mortgage loan advantages of having apartment loans versus single-unit building loans?

Calculate Net Operating Income Like an Expert

Published January 17, 2013 

In commercial finance, they say cash flow is king. But what exactly is cash flow in the eyes of a financier?

The net operating income is the dollar amount used to calculate repayment ability. This is the gross income less the normal operating expenses. What are normal operating expenses? Well, many times it is in a property owner’s best interest to report as much expense as possible in order to avoid tax liability. It is a good thing to pay the least amount of taxes possible—until it comes time for financing.



Getting the right loan and the lowest rate requires wisdom and finesse. If you’re ready to partner with a team of professionals who’ve built a foundation on straight talk and true strategy, we are the loan store for you.


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HUD Loans are one of the best options with the current level of interest rates. For a complete guide to HUD Multifamily Loans please go here:

HUD Multifamily Loans - The Complete Guide

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