Multifamily Mortgage Bankers and Brokers since 1997

Get Your Free Multifamily Loan Quote

Best Kind of Commercial Property Investment

Published July 17, 2010 

Commercial real estate properties fall into four categories:

1.    Retail. Examples are medical centers, hotels, malls, retail stores, shopping centers, public houses, etc.

2.    Office. Office buildings fall into this category.

3.    Industrial. Industrial properties, farm lands, warehouses and garages are examples.

4.    Multifamily. This category includes all multifamily housing buildings or apartments.

Among the four categories, investors like you should think of nothing but multifamily apartments. Here's why:

  • Payable expenses. Taxes, advertising, payroll, utilities, and other expenses are not a problem at all. You do not need to spend money from your pocket, because expenses will be paid from these income-generating properties.
  • Sufficient income. With single-family properties, you can be in for big trouble. When a resident moves out, you lose your income. At the same time, you get stressed about the mortgage that you need to keep on paying until you find a new renter. This scenario might take some time, so be ready for more stress. On the other hand, multifamily apartment buildings give you a more sufficient income. Even though some renters decide to move out, you still have multiple tenants that can pay up for your mortgage and other incurred expenses.
  • Easy loans. Among the four real estate categories, it’s easier for investors to get commercial property loans, or multi-family loans, to be exact.  Lenders prefer to grant this loan because multifamily apartments have greater asset capability of paying debts or mortgage.
  • Pricing opportunities from contractors. With multiple-unit properties, you get better pricing from contractors.
  • Additional income. On a monthly basis, you will not only get an income from the rental fees, you will also get additional income from other fees like leasing, faxing, laundry and all other services that you offer in your commercial property.

In sum, investing in multifamily apartments is a good opportunity. You have more chances of becoming wealthier compared to the other types of commercial real estate properties.

Just remember that when you want to invest in something, you can always avail of commercial property loans or multifamily loans at various financing companies.

Among all those companies, you are in the best hands with Apartment Loan Store. 

Apartment Loan Store enables investors of all levels to reach their goals in commercial real estate by offering a unique approach to multifamily lending. We are committed to providing tools and information, in addition to ensuring a smooth process with continuous updates and advice throughout.

Our friendly mortgage professionals were hired because of their expertise, their passion for apartment lending and their commitment to providing you the best consultation and service. Our loan officers will prepare a pre-qualification letter in order to quote a rate, cost, valuation estimate, and expected time-frame for your loan request.


Getting the right loan and the lowest rate requires wisdom and finesse. If you’re ready to partner with a team of professionals who’ve built a foundation on straight talk and true strategy, we are the loan store for you.


(503) 376-7303     Get a Quote


HUD Loans are one of the best options with the current level of interest rates. For a complete guide to HUD Multifamily Loans please go here:

HUD Multifamily Loans - The Complete Guide